First Federal Bank offers overdraft protection to our customers to prevent negative balances from occurring. You can choose from two plans:

• Automatic transfer from a First Federal Bank checking or savings account. Upon approval, funds will automatically transfer as needed. These transfers will occur in multiples of $50.00 with a $2.00 service fee per transfer.
• Automatic transfer from a First Federal Bank home equity or personal line of credit. Upon approval, funds will automatically transfer as needed. These transfers will occur in multiples of $50.00 with a $2.00 service fee per transfer.  Interest is charged on funds transferred from a home equity or personal line of credit in addition to the transfer fee.